Personal Finance articles

Personal Finance

5 Legal Ways To Make Money On Valentine's Day

Valentine’s Day is nice for couples, but it can be tough for single people who have to watch all of the snuggling going on around them. Instead of being bitter because you are single on Valentine’s Day, you should take advantage of the situation and make some extra money. There are plenty of great and

Personal Finance

Stanbic IBTC Bank: How To Get A 15 Million Naira Car Loan

Financial institutions in Nigeria now offer car loans to both individuals and business owners. Essentially, these loans are a credit facility for full or half payment purchase of brand new vehicles for personal use by staff of private and public sector organizations, whose salaries and allowances are domiciled with them. Some banks call it an

Personal Finance

Looking for Funding? Here Are 7 Financing Programs for Nigerian Entrepreneurs

For many entrepreneurs around the world, access to financing is a major concern. In “Listening and Learning for Success – What Nigerian Women Entrepreneurs Need,” I describe the needs of women entrepreneurs in Nigeria. Amongst the top issues discussed, was finding methods to reduce the costs associated with doing business in Nigeria and the need

Personal Finance

3 Microfinance Banks That Offers Loans without Collateral

In a post that was published yesterday, I talked about 3 Nigerian banks that can give you loans without asking for collateral. You can find the post here, if you’d like information on those banks. However, it turns out that non-collateral loans from banks are not designed to be utilized by all classes of business.

Personal Finance

9 Popular Online Ponzi Schemes In Nigeria

Well, more than ever before, online ponzi schemes are now popular in Nigeria. Some have blamed this on the biting economic situation in the country – that has forced many Nigerians to look for alternative means to make ends meet, and put food on their table. The Nigeria’s cyberspace was awashed with lots of these

Personal Finance

How To Manage Your Finances In 2017

It’s 2017! Amid the troubled economy, we have managed to get here. The complex nature of our nation’s turbulent economy has impacted all Nigerians and leaves many feeling confused and anxious. The good news is that no matter how uncertain things may be, the basic fundamentals of personal financial management still apply, so do stay

Personal Finance

Stranded? Here Are 8 Ways To Make Money During The Holidays

Are you already stranded or spending more than budgeted? It’s expected. Holidays is a very expensive time of year. And if you haven’t budgeted for it, those costs will eat into your usual monthly expenses or add to debt. What should you do? There are plenty of legitimate moneymaking opportunities for you to capitalize on

Personal Finance

7 Ways Mentors Are Important In Business

The value of business mentors cannot be understated, even though some people don’t agree. Some times, it isn’t the best of game to play for someone venturing into a business/venture without having someone as a guide. A mentor offers valuable insight to things that only experience can teach. It gives you peace of mind knowing

Personal Finance

7 Ways To Celebrate Christmas On a Low Budget

Christmas is upon us again! A season of love and bliss. A time when cards of goodwill are exchanged, when the streets are lit with bright, colourful lights and the atmosphere filled with celebrations. It is a beautiful time of the year. As much as this season comes with lots of beauty and fun, there

Personal Finance

Black Friday: 5 Tricks To Beat Today's Sales

Black Friday! Today, November 25th has been marked out by most online stores in Nigeria for the mind-blowing annual shopping event. Originally known as an American holiday, the shopping tradition seeped into Nigeria a few years ago and has since become one of busiest shopping day of country’s holiday season. Unfortunately, it is not yet

Personal Finance

Black Friday: 10 Super E-commerce Deals In Nigeria

Black Friday is here again! Black Friday is special for it offers a lot of discount, offering the platform for the customer to purchase many goods at a lower rate and the vendors can sell in large volume. Here are some of the most amazing Black Friday deals from Slot, Jumia, Konga, Yudala, and Dealdey:

Personal Finance

MMM Nigeria: 10 Things Every Nigerian Should Know

It is no longer news, MMM is the new ‘bride’ in town – a new pyramid marketing scheme in that is spreading like wildfire. There is hardly anywhere you go to these days that you won’t hear people talk about it – either telling stories of how the ponzi scheme has turned their lives around,

Personal Finance

MMM Nigeria: 8 Steps To Avoid Ponzi Schemes and Financial Fraud

No much stories on this. Nigerians are already aware of the current Pyramid scheme trending called MMM Nigeria – a ponzi scheme which promises 30% Return on Investment (ROI) after 30 days. MMM stands for Mavrodi Mondial Moneybox and takes its name from its founder, Sergei Panteleevich Mavrodi of Russia. He founded MMM in 1989

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